Residential

The Washington Savings Bank has the cash you need for the things you want right now!

With over 25 years of local, community lending experience, TWSB can help you borrow the funds you need through a unique variety of lending options. Our experienced loan officers understand that different individuals have different needs. They'll sit down with you to answer your questions and craft a loan that fits your situation and budget.

We can customize your loan from a full array of loan options, including:

• 30-year and 15-year fixed conventional and jumbo loans,
• FHA and VA loans, and
• A wide selection of adjustable rate programs.
• Most of our programs offer an interest only option.

We can also provide land acquisition and lot loans, construction financing, and bridge loans.

Whether you need access to extra money for bill consolidation, home improvement, a major purchase, education expenses, or even to acquire your dream home, TWSB makes it possible through home refinancing, quickly, affordably, and conveniently.

For borrowers who have encountered unexpected difficulties in life and have resulting credit issues, our experienced loan officers can analyze your unique circumstances and recommend the correct product or program that helps get you back on track.

Residential Lending Guidelines

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FHA Home Loan Program (link to hud.gov)
Conforming ARM Program
Conforming Fixed Program
Conforming Fixed Jumbo Program
VA Home Loan Program (link to va.gov)
Rural Housing Program
Jumbo Fixed and ARM Programs