Checking

Premium Checking

The Washington Savings Bank offers a free personal checking account to fit your needs simply and effectively and with No Monthly Fee and a minimum opening balance of $100. It makes a great package to cover all of your personal checking needs. With a Premium Checking account you receive all of the following benefits:

• We pay you interest on every dollar whenever your balance is $500 or more
• You receive Free Online Banking
• Bill Pay, receive and pay bills online
• A Visa Check Card
• Bounce Protection, our no-fee transfer service
• Your first order of personalized checks for free, (Customers age 62 and over receive select design complimentary checks)
• Surcharge FREE ATM's at over 1,500 locations.

Services

Visa Check Card

Use it like a check or get cash at an ATM. This dual-purpose card gives you the convenience of writing a check and an ATM card all in one. Use it wherever VISA cards are accepted for purchases. The purchase amount will be deducted from your Personal Checking account.

Free ATM Access

No activity service fees for our customers at any ATM. (Other bank’s surcharges may apply).

Surcharge FREE ATM's at M&T Bank

Thanks to a special agreement between The Washington Savings Bank and M&T Bank, you can now access your account at any M&T Bank ATM without incurring a surcharge. M&T Bank ATMs are conveniently located throughout the area and many other states. Click here to visit the M&T ATM Locator and find an M&T ATM near you.

eStatements

It doesn't take a lot of effort to help save the environment. By opting to receive eStatements instead of paper statements, paying your bills online instead of writing and mailing checks, and managing all of your accounts online, not only will you save paper, you'll be saving yourself time and money.

Bounce Protection

This simple service allows you to link your savings account at The Washington Savings Bank to your checking account at The Washington Savings Bank through a no-fee automatic transfer, in the event your checking account becomes overdrawn. Your savings funds must be available and transfers are limited to 6 per month with certain restrictions.

You can also set up automatic transfers to a DreamCatcher CD. Save for your dreams. . .automatically. Use your Checking Account to start a Savings Plan. Click on CD’s for more information.

Member FDIC